Auto Insurance

Why Choose Us?

Because we understand that no two drivers are alike. Whether you’re taking a cross-country road trip to visit your old college buddies, or dropping the kids off at practice, you deserve an auto insurance plan custom designed just for you.

We work to give you options that meet your specific needs:

A Variety of Coverage Options
Cashback Rewards
24/7 Roadside Assistance

Types of Auto Insurance Coverage:

Collision Insurance covers damage to your vehicle in the event of a covered accident involving a collision with another vehicle. This may include repairs or a full replacement of your covered vehicle.
Comprehensive car insurance pays for damage to your vehicle caused by covered events such as theft, vandalism or hail, which are not collision-related.

In some cases, comprehensive insurance covers the situations that collision insurance does not – which is why bundling the two together can work in your favor. View the table below to get a better understanding of situations each type of insurance can cover.

Facts to Consider

You may be wondering if having both types of coverage is necessary. In order to determine if you need collision insurance and comprehensive insurance, consider the following:

The value of your car – Knowing how much your car is worth is important. Is your car new and higher in value? If so, these coverages could save you from paying out of pocket in the event your car needs to be repaired or replaced.
Risk of an accident – Think about how often and how far you drive your car. If you have a long commute or drive frequently, the risk may be higher on average.
Your current savings – Would your savings allow you to cover the costs of an accident out of pocket? If your car were stolen, do you have the money to replace it?
Your area – Consider the area you live in and where you drive most frequently. Is your location known to have more reports of vehicle damage due to fallen branches or collisions with wildlife?

Call us today at 815.728.0404 to find out which program works best for and your family, how you can receive a multi-line discount, plus save money with our Cashback Rewards Incentive Program!

Auto Insurance

Why Choose Us?

Collision Insurance

Comprehensive Insurance

Comprehensive Insurance

Comprehensive Insurance

Comprehensive Insurance

Comprehensive Insurance

Facts to Consider